How I Handle Money Worries

in Finances, Personal Growth   |   posted by Pat

I have successfully built my business – took it from one client to a full-time business in around four months.  I felt blessed and full of gratitude, especially since I didn’t have a job, nor was there a likelihood that I would get another Human Resources position.  I’m grateful that my business experience was broad so I had the flexibility to use other skills and knowledge that I had acquired over the years.

Well, I just lost one client – 1/5 of my income – and now I have to look for another client and try not to worry about money.  I lost the client because the company is going out of business, which surprised me, as I am their bookkeeper.  I did a great job getting their books in order and yet they have decided to close down.   Talk about churning in my stomach — now I need to find another client.  I say to myself (intellectually) that nothing is permanent, yet right now I feel the depth of the unknown in life.

The bills are always there to remind me that money is incredibly important to my survival.    The last few months I’ve been relieved and busy paying the bills without the usual dose of anxiety.  Well, back to a little more anxiety.

How does one not worry about money?

You can’t say to yourself, “I’m not going to worry about money,” because our fears will shout louder.  The anxiety over keeping the house, buying food or paying the doctor bills are all there to remind us that money is embedded in our lives.   The problem is that we confuse money with our worth, when in fact it’s an exchange for services.   Now, I do agree the more you have to exchange, the more relax you can potentially feel in your life.   It’s still an exchange and not the essence of our worth.

I’ve listened a lot to Louise Hay, an inspiring author who shares so much information around affirmations.   Before I started my business, I repeated to myself many times throughout the day “My income is constantly increasing, and I prosper wherever I turn.”   These are two affirmations I got from listening to her CD.     The key here was that I trusted the outcome.  It didn’t mean that I sat around and waited.  No, I was active in finding clients.  The difference was I trusted that my actions would bring what I wanted.

I’ve received several reactions when speaking about affirmations, but the one that most people say is that it’s not “realistic.”   Does worrying about money more realistic?  What is real in this situation…whatever you think is real.    I get to choose what feels right to me.   I would rather create positive energy through affirmations then feel the negative anxiety pervading my life and adding a heavy dose of stress.

I’m writing this to remind myself of what is important with this new change in my business.   Some thoughts:

  • I choose how the day goes – do I worry, or do what I can and fill the rest of the day with activities that add to my well-being.
  • I can’t control people, places or things, but I can choose how I will react to this change.
  • I choose to do my affirmations, no matter what, because I know it works.
  • I will feel anxious, and I am willing to accept that feeling and not hide it behind the TV, surfing the internet or eating.  Instead, write and say my affirmations to create more positive energy in my life.  I do what I can control.

I have a free day today as I no longer have a client.  How can I best use it to enhance my life? I am reminding myself that I’m able to create what is best for me.    That’s why writing is so important to me as I get to talk to myself and share it with others.  I use this to handle my money worries.

Your Thoughts

Tell me how you handle your money worries.  What works best for you?

Women’s Group Topics

Too often we don’t discuss money and live with the stress around how to best use the money we do have in our lives.   How can you help each other live more productive lives around money?

Be well,

Pat
“To fully enjoy the ‘richness’ of our lives, we need to stop long enough to visit with ourselves.”
(Pat Brill)

 

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